Buyer intelligence tools

Calculate the decision before you chase the property.

These tools turn the messy parts of a Portugal purchase into numbers you can use: transfer tax, cost-to-keys, financing range, cash needed before escritura, and the next expert to involve.

IMT Calculator

Property transfer tax, Stamp Duty and notary estimate using the 2026 mainland brackets.

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Cost-to-Keys Calculator

Full cash requirement: purchase price, IMT, Stamp Duty, notary, legal, mortgage and first-year IMI.

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Mortgage Readiness

Indicative LTV, monthly payment and bank fit for non-resident buyer profiles.

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Visa Route Checker

Coming soon

Map D7, D8, Golden Visa fund route and other residency options against your profile.

Why this tool stack exists

Foreign buyers usually underestimate the total cost, overestimate non-resident mortgage LTV, and discover legal or visa constraints too late. The tools are designed as a connected decision system, not isolated calculators.

Advisory before CPCV