The Foreign Investor's Guide to Buying Property in Portugal: What Nobody Tells You

The 30% Deposit Shock

Almost every foreign investor faces this moment — you find a villa and then hear about the non-refundable deposit. This guide gives you the real picture.

The Real Timeline

Marketing says 2-3 months. Reality: 3-6 months for most foreign buyers.

Hidden Costs

• Fiscal representative: €150-€300/year
• Property survey: €300-€800
• AIMI tax (properties over €600,000)
• Condominium fees: €30-€200/month

Red Flags

1. Properties listed below tax value
2. Missing habitation license
3. Agents pressuring you to skip due diligence

Start with our free assessment to understand your buying power.